General Insurance Services in London UK – Insurance Quotes Online

We offer complete insurance services for building, contents and mortgage payment protection. We have qualified insurance advisors to help you get the best values. Our initial insurance advice is absolutely free. What you waiting for? Call us to discuss in person.

Buildings Insurance

If you have a mortgage, you will be required to have buildings insurance. Buildings Insurance will wrap the structure of your home and will insure the full rebuilding costs, not the value of your property.

The insurance will usually cover fire, flood, water, subsidence, damage and other hazards. Accidental damage is typically a not obligatory extra as is legal cover. The sum assured should always be enough to pay for the rebuilding of your home.

Contents Insurance

Contents insurance covers you for theft, loss or damage to all the furniture and belongings in your home. You can from time to time expand your policy by paying a bit additional to cover accidental damage to any of your contents and/or all risks, such as damage or loss of precious items like cameras and jewellery inside or outside of your home.

Normally you will get a discount if you buy joint building and contents insurance. Additional discounts are accessible depending on how long you had this type of cover without making any claim.

Mortgage Payment Protection Insurance

This plan is intended to pay your monthly mortgage payments and connected insurances, such as Buildings, Contents and Life Cover, in the event of you being made unwillingly unemployed or being not capable to work due to accident or sickness.

The cover usually commences payment 30 days after a successful claim and is payable for a specified period, typically 12 or 24 months. After this time payments will cease, by which time with any luck you will have returned to work. In the event of a claim, payments are made tax free.

Don’t hesitate to call us to discuss in detail to proceed ahead.

Call us to get free initial advice.
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